On High Demand

Read more about me in my bio above, then like me on Facebook and contact me to schedule a booking- Limited to 24 appearances a year 704-877-8739





Thursday, July 31, 2014

Mentioned in Newsday article


Check out this awesome interview that I did with Newsday. Newsday is a great resource for finding helpful information.

http://www.newsday.com/business/money-fix-improving-your-credit-score-1.5706283

Wednesday, July 30, 2014

Updated picture

Updated picture
Wanda Strickfaden the official page

Wanda Strickfaden

Eve Santiago Review


IMPROVE CREDIT, LLC IS THE BEST COMPANY OUT THERE FOR CREDIT ASSISTANCE!

AUTHOR: Eve Santiago - (United States of America)

POSTED: Friday, January 06, 2012
I can only say how wonderful they were to me and my family. They have helped hundreds of people with their credit and have helped many become debt free. This complaint is completely false and fabricated. Check it out for yourselves and you will see on the web more praises then you will see complaints. Sorry, but whoever put this complaint online is a liar! Good luck with that.

We want to thank Wanda with Improve Credit, LLC for her hard work, and customer service. We really are grateful for your hard work!

Sincerely,

Eve Santiago

Linkedin Page

Wednesday, July 23, 2014

3 Things To Search For In A Credit Repair Organization Online in Charlotte NC

3 Things To Search For In A Credit Repair Organization Online

On the off chance that its been a while since you've taken a gander at your credit report, you may be astounded to discover mistakes, errors, or even a dark imprint or two. Luckily, a Credit Repair Organization can help you settle those missteps and delete those dark imprints. Watch out for con artists, however, and pick a trustworthy organization for these tips:

Don't pay anything in advance

Dodge a Credit Repair Organization that needs you to hand over a charge or installment before they meet with you. Respectable organizations will first converse with you, survey your credit report and examine your current circumstance before request any kind of installment for their administrations. An in advance charge is a warning that the organization will most likely take your cash and run. Furthermore regardless of what kind of charges you may acquire, make sure they aren't over the top. On the off chance that a Credit Repair Organization guarantees your case will cost a large number of dollars, search for another.

Watch out for "re-designers"

A few organizations will let you know that you can wipe your credit slate clean by "re-imagining" yourself with another government managed savings number. In any case that is not genuine! By and large, what they want to do is get you another credit report by requisitioning a Representative ID Number (EIN)- -utilized by organizations -which takes after a standardized savings number, and you're advised to utilize it accordingly. Be that as it may this practice, known as "record isolation," is a trick, and its additionally illicit! Evade any Credit Repair Organization that recommends this practice.

Search for one that helps you help yourself

A decent Credit Repair Organization will let you know what you can do yourself, for example, composition letters to banks and reaching the credit reporting departments about blunders. Stay away from any Credit Repair Organization that sways you to do anything illicit or exploitative-, for example, questioning a true blue charge or expense on your credit report.

Before joining with any Credit Repair Organization, verify you check with the Better Business Department. They'll have records of any formal dissensions against the organization, so you can keep away from tricksters and sham specialists.

I have reviewed www.creditscoresandcredit.com and found it to be the only company that does what it says.


Posted By Wanda Strickfaden

Tuesday, July 8, 2014

What is a Credit Score?

What is A Credit Score?

A FICO score is a number between 300-850, which lenders use to determine your credit standing.  YourFICO score is a snapshot of your credit history at the particular time.  There are five areas in your credit score calculations that range from most important to least important:

35% = Payment History
30% = Amount Owed
15% = Length of Credit History
15% = New Credit
5%   = Inquiries

The factor that can boost your credit rating the most is having a past that shows you pay off your debts fairly quickly.  Most importantly, maintain low levels of your debt (or do not keep high balances on your credit cards or other lines of credit).  Having a credit history of two years or more, and refraining from constantly applying for additional credit will help your credit score.  There are four categories, which represent what your credit score rating is:

Excellent    = 700-850

Good          = 680-699
Average      = 640-679
Poor           = 300-639


Keep this in mind, paying off all of your debts or not having any debts at all can hurt you more then it can help you!  Having a positive payment history for two years or more is ideal.  If you have had poor credit performances in the past, your credit score does not let that haunt you.  Credit problems fade as time passes and as recent good payment patterns show up on your credit report. 

Posted By Wanda Strickfaden

Wanda Strickfaden review

I was in need of some credit help so that I could pursue a mortgage loan. The mortgage lender I initially met with suggested Improve Credit Consulting Firm. I have worked with Credit restoration programs in the past and was promised major changes of improvement to my credit, I received nothing- basically I threw money out the window. While I wanted to improve my credit, I did not trust anyone: however, I decided to give Wanda a chance and I am so glad I did. My credit score improved 105 points in Just 33 days! My lenders were so impressed with the turnaround. There are many credit repair companies that fail to deliver on their promises. Who can you trust to give you the facts without all of the unrealistic promises? You can trust Improve Credit, because of my positive experience. I view my credit differently now and plan to keep better track of it. All I can say is that if you are serious about improving your credit, call Wanda, she gives it to you straight and will not make any promises that she is unable to keep.

Beverly R. Ekwuruibe- Charlotte NC
Posted By Wanda Strickfaden

Monday, July 7, 2014

Helping you achieve your credit repair goals through expert advice

Helping you achieve

your credit goals
TESTIMONIAL

I want to thank Improve Credit, LLC for helping me through my financial crisis. When I first started with Improve Credit my score was 548. After the credit restoration process my score increased over 150 points within a 6 month period. She gave me specific instructions on how to fix my credit and increase my score. She also helped me by providing assistance with their programs. I never thought that my score would ever be high enough to qualify for a loan, but it is. My score is now 698, and I am so proud!  Thank you Improve Credit for being honest, and for your hard work Improve Credit, LLC is the best and honest with their customers. I will recommend all of my friends, and family members for their services.

Sincerely,

Candido Gonzalez

MARKET WATCH

CREDIT SCORES ARE A SNAPSHOT OF YOUR CREDIT EXISTENCE


Having access to your credit scores with each credit reporting agency will prepare you with a before and after picture of your credit existence. When you pull your “Soft” pull credit scores keep in mind that these scores can differ anywhere from 10 up to 20 points higher, or 10 to 20 points lower than your “Hard” pull credit scores. A “Soft” pull credit report and score is when you order your very own consumer report either directly with the credit reporting agencies or by a third party company. A “Hard” pull credit report and score is when you allow a credit card company, or a lender to pull your credit report for their credit card or lending services.


Getting the most from our research analysis

How is a credit scoring model developed?

The credit scoring model is purchased by creditors, and lenders. This scoring model selects a random sample of customers’ credit report profile or a sample of similar customers’ credit report profile, if their sample is not large enough, and analyzes it statistically to identify characteristics that relate to creditworthiness. Each factor is assigned a weight based on how strong a predictor it is of credit risk.  

These are a sample of weight based risk factors:

·         Payment History
·         Amounts Owed
·         Length of Credit History
·         New Credit
·         Mixture of Credit

Each creditor or lender may use its own credit scoring model, or may even use a generic model developed by the credit scoring company. A credit scoring model awards points for each of these factors to help predict the likelihood of repaying a debt, taking control of how much is borrowed, and establishing a good payment history pattern. A description of these credit scores can vary from 300 up to 850. Did you know that only 10% of the population have an 800 score or above? This credit scoring method is a snap shot of what creditors, and lenders are basing their approval process.  Before applying for credit or a loan talk to a Credit Card Company or Lender and ask questions regarding their credit score requirements. This will prepare you for their credit or lending services.  

Your Consumer Rights:

Under the Equal Credit Opportunity Act, a credit scoring system may not use certain characteristics like – race, sex, marital status, national origin, or religion – as factors. However, creditors are allowed to use age in properly designed scoring systems. Any scoring system that includes age must give equal or better treatment to elderly applicants.

The Power of Knowledge
Copyright&Copy; 2014,Wanda Strickfaden
 All rights reserved. Thank you for referring clients to us, We donate to worthwhile charities when you do so.





Posted By Wanda Strickfaden